We bought our house in 1999 for a variety of reasons. Mortgages were relatively easy to come by then without a downpayment. Our kids were getting a little older, and we wanted some place where they could grow up. This house came with a massive maple tree out front, the type of tree that you simply tell people, “You know, the one with the maple tree shading the street,” and people just know which house it is. But probably, we bought our house because it had “charm.” In 1999, that meant original woodwork and lovely turn-of-the-century features and a pink toilet. Now? Whenever anyone tells me that they are buying their house for the charm, I immediately think of knob-and-tube wiring and gouged up hardwood…